SBA Seasonal Line of Credit

A SBA Seasonal Line of Credit is a short-term, government-backed financing option designed for businesses with seasonal cash flow fluctuations. This line of credit helps cover recurring expenses that arise during peak operational periods or in preparation for high-demand seasons.

Designed for businesses with seasonal cash flow fluctuations, this line of credit covers expenses like:
Inventory purchases
Increased labor costs
Accounts receivable financing
Eligibility: Must be in business for at least one year and demonstrate a consistent pattern of seasonal revenue changes. This financing tool helps businesses maintain smooth operations during revenue lulls and prepare for seasonal spikes, making it ideal for industries such as retail, agriculture, tourism, and hospitality.